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Babar Zaidi. Rate Story. Font Size Abc Small. Abc Medium. Abc Large. ET Bureau. A lot of people think that insurance is a waste of money. They contend that if the premium was invested in other avenues, it would grow to a sizeable amount. But life can take unexpected turns.
The death of the sole breadwinner can transform the lifestyle of the family. A small accident can leave a person with a disability, impairing his livelihood.
The treatment of a critical illness can drain the life savings of a family. What price are you willing to pay for peace of mind? For the feeling that even in the worst case scenario, your family will not have to face financial difficulties. That is the cost of five essential insurance policies that one needs. We explain why you need these covers and calculate the costs for different age groups and persons in various stages of life.
All these policies are very cheap. As our calculations show, the daily cost for a year-old comes to barely Rs 90, less than the price a latte in a coffee shop.
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Calculator Workplace pension contribution calculator. Tool Find a retirement adviser. Calculator Redundancy pay calculator. Home Everyday money Insurance. Everyday money Insurance. What is contents insurance? What does contents insurance cover? Where can I buy contents insurance?
Five things to think about when buying contents insurance. How does contents insurance work? Find out more in our guide What is home insurance and how do I get a good deal?
Back to top. Policies can vary in terms of what exactly they cover, but they usually include: clothing furniture jewellery electrical goods.
Coronavirus and contents insurance. Find out more in our guide Contents insurance — what does a good policy look like? What types of contents insurance are there? Do I need contents insurance as a tenant? Join our Facebook group. Be honest. Read the small print. Keep your policy up-to-date. Compare contents insurance policies. See our guide on Finding the best deal with price comparison websites.
The policy extra is usually split into two options — Personal Possessions and Specified Items. Personal possessions covers portable items designed — think handbags and cameras. Lifestyle Guides How much contents insurance do I need? Samantha Mendez 15 September Updated 28 September 4 minute read. How do I work out the value of my contents?
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